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Accidents happen in the blink of an eye, but the resulting injuries can have a lasting and sometimes permanent impact on your life.
At Worthley Law, we can’t turn back time or make your pain disappear. We can, however, connect you with a personal injury lawyer in Valparaiso, Indiana, who can help you seek compensation for your losses.

Tara Worthley, our in-house personal injury attorney, is an award-winning practitioner with many years of experience representing injury victims. She can review your case and explain your legal options. We work on a contingency fees basis, which means we won’t charge you until and unless we reach a settlement.
We serve Valparaiso, IN, and the surrounding areas. Call (219) 575-8565 or contact us online to schedule a case evaluation.

 

What Qualifies as a Personal Injury?

“Personal injury” is an umbrella term for a wide range of physical and mental injuries and property damage caused by another party’s negligence, recklessness, or intentional conduct. Examples include:

  • Birth injuries
  • Burn injuries
  • Internal injuries
  • Bone and muscle injuries
  • Joint and limb injuries
  • Head and brain injuries
  • Neck and spinal cord injuries
  • Chronic pain
  • Depression
  • Post-traumatic stress disorder (PTSD)
  • Death

You can sustain personal injuries in various accidents. Some of the personal injury cases we handle in our practice include:

  • Traffic accidents
  • Construction accidents
  • Slip and fall accidents
  • Premises liability
  • Wrongful death
  • Medical malpractice

If you think you have a personal injury case, contact us immediately. In most cases, you have just two years to file a personal injury lawsuit. After that, you may lose your right to seek compensation

 

Indiana Personal Injury Statistics

The Division of Trauma & Injury Prevention with the Indiana Department of Health reports that accidents are the fourth leading cause of death in the state after heart disease, cancer, and chronic lower respiratory diseases. Unintentional injury is the number one cause of death for people aged 1-44.

In recent years, there has been a positive trend? in nonfatal car accident injuries, but fatalities remain high. According to the Indiana Crash Facts 2020 report by the Indiana University Public Policy Institute and the Indiana Criminal Justice Institute, 896 individuals died in traffic accidents and 38,913 suffered nonfatal injuries in 2020, down from 46,337 in 2019.

 

How Much Is Your Claim Worth?

Every case is different. The type and amount of compensation you may be eligible for depend on several factors, including:

Your injuries: The more severe and long-lasting your injuries, the more your claim will be worth. A serious brain injury or a chronic disability will typically merit higher compensation than a broken arm or soft tissue injury.

Insurance coverage: If the person responsible for your injuries doesn’t have insurance or only carries the minimum required coverage, the potential settlement or recovery amount will likely be limited. You can protect yourself from drivers who do not carry enough insurance by purchasing underinsured and uninsured motorist coverage through your own automobile insurance policy.

Legal representation: Personal injury victims who hire a lawyer typically see bigger compensation than those who negotiate with insurance companies directly or represent themselves in court — even after deducting the legal fees and other related expenses. Hiring a personal injury attorney may not be cost effective for minor injuries. However, if you require emergency treatment, hospitalization, or extended care after your accident, legal representation can make a big difference and ensure your rights are protected and you are not taken advantage of.

 

Many other factors can impact the worth of your claim-seeking competent legal advice early is critical for the outcome of your case.

At Worthley Law, our experienced personal injury team can evaluate your claim and support you as you pursue compensation. Contact us today to start the process.

 

Why Hire a Personal Injury Lawyer in Valparaiso, Indiana

Personal injury cases are complex. In addition to navigating Indiana’s legal system, you will also have to face a team of insurance adjusters and their lawyers who will do everything they can to lower your recovery.

If you’ve suffered a serious injury, you shouldn’t go through this process alone. At Worthley Law, we can use our knowledge, experience, and professional resources to build and defend your case while you focus on your recovery. Our team can support you in all aspects of your claim, including:

  • Preparing and filing all required paperwor
  • Gathering evidence to support your case
  • Tracking down witnesses
  • Obtaining expert testimony from medical professionals, accident reconstruction specialists, and other experts
  • Handling all communications with other stakeholders, including the party responsible for your injuries, the insurance company, and their lawyers
  • Working with economists to evaluate your claim, including future loss due to continuing medical treatment or reduced earning potential
  • Providing legal advice and guidance
  • Representing you in court

What Compensation Is Available in Personal Injury Cases?

The following types of compensation are generally available in Indiana personal injury cases. However, the type and amount of damages you can seek will depend on the facts of your case.

Compensatory Damages

Compensatory damages compensate you for economic and noneconomic losses associated with your injury.

Economic Damages

Economic damages, also known as special damages, compensate you for monetary losses resulting from your injuries. Examples include:

  • Medical bills: These include a wide array of medical expenses such as emergency room visits, surgeries, hospital stays, physical therapy, mental health therapy, prescriptions, and travel costs to and from medical facilities.
  • Lost income: This includes lost past and future wages, as well as other job-related perks such as paid time off, vacation time, bonuses, and more.
  • Property damage: If your property was damaged in the accident, you can claim reimbursement for the cost of repair or replacement.

Noneconomic Damages

Noneconomic damages provide compensation for non-financial harm, such as:

  • Physical pain and suffering: Physical pain is subjective, but Indiana law uses various factors to determine the value of your pain and suffering, including the type and severity of your injuries and the duration of recovery.
  • Mental anguish: You can also seek compensation for the emotional distress you experienced due to your injuries, such as anxiety, depression, nightmares, and more.
  • Loss of consortium: If you’re married and suffered serious injuries, your spouse may be able to recover damages for loss of consortium as compensation for the loss of your companionship and support.

Punitive Damages

The goal of punitive damages isn’t to compensate you but to punish the party responsible for your injuries and deter similar conduct in the future. Punitive damages are generally only available in cases involving intentional, malicious, or particularly reckless conduct.

Damages Caps

Indiana law limits the damages you can recover.

There are limits on damages in four specific instances:

  • Lawsuits against the government: In lawsuits against state, county, or local government bodies, you can recover a maximum of $700,000.
  • Medical malpractice cases: Indiana law caps medical malpractice damages at $1.8 million if the malpractice occurred after June 30, 2019.
  • Wrongful death lawsuits: If the victim was an unmarried adult aged 23 or older with no dependents, the estate can seek a maximum of $300,000 in wrongful death damages for loss of love, care and companionship.
  • comparative fault: Indiana has a modified comparative fault system. That means you can’t recover any damages if you were 51% at fault or more for the accident.

 

At Worthley Law, our personal injury attorney Tara Worthley has extensive experience in determining damages in complex cases. She can evaluate your claim and advise what compensation you can seek.

Call (219) 575-8565 to schedule a case evaluation with our personal injury lawyer in Valparaiso, Indiana.

FAQ

Will I Get More Settlement Money With a Personal Injury Lawyer?

Hiring a personal injury lawyer doesn’t automatically translate into a higher award, but it can definitely help your claim. Personal injury law is complex, and defendants and insurance companies will do everything they can to avoid treating you fairly.. Our experienced personal injury attorneys can help you navigate the system.
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How Are Personal Injury Settlements Paid Out?

This will depend on the protocols of the insurance company, but in general, you can expect either a single lump-sum payment or a structured settlement in which payments are made in installments over time. Our team can negotiate with the insurers and other parties to seek a financial arrangement that meets your needs.
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How Long Does a Personal Injury Claim Take To Settle?

Every case is different and depends on the legal issues involved. The time frames depend on the nature and severity of your injuries and the overall complexity of the case. However, research by the National Center for State Courts and the U.S. Department of Justice indicates that personal injury cases settle within three years, but can take longer Indiana medical malpractice cases take more time.
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What Are the Stages of a Personal Injury Claim?

Not all cases go through all stages, but a typical personal injury lawsuit starts with the filing of a complaint with the proper civil court. This is followed by a pre-trial discovery phase, during which both sides gather and exchange evidence and witness information and prepare for mediation and/or trial.
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